Home Purchase Financing
Learn how to choose the right loan for your next purchase. There is no “one size fits all“ in home financing. Your needs are unique, your goals all your own and you need a loan program that will accommodate just that. We help you understand all the facts about buying a home, and help you make an informed decision.
Lower Your Mortgage Rate
Thousands of homeowners are still confused about refinancing and have put it off because they just don’t know what to do. Yes, it happens.
Find out how you can start building your bank account while saving on your mortgage.
If you are like most homeowners, you probably did not get the financial training needed to manage hundreds of thousands of dollars in debt (including your mortgage). Most people need a lot of help managing the debt that is crushing them and their dreams. Find out how to ease that burden and live stress free.
HARP refinance program is set to end Dec. 31, 2016. Is your home still underwater? You may qualify for the HARP loan which lowers your payments even if you have no equity. This program is particularly helpful for those who are in adjustable rate mortgages which could rise beyond your ability to pay. [read more]
The new revision and consolidation of the Truth In Lending Act (TILA) and Real Estate Settlements And Procedures Act (RESPA) into a single concept (TRID) is causing an average of 5 days delay in closings across the nation. This affects refinance and home purchase transactions. The average is rather low considering that, even though we knew this was coming, the mortgage and Real Estate industries are having a hard time making that transition. [read more]
The Feds recently raised the Federal Funds Rate by 25 basis points. Mortgage rates reaction has been mixed. In fact, a few days after the Feds’ rate increase, mortgage rates actually eased down below levels prior to the rate increase announcement. [read more]
Over 30 years experience in the Mortgage Lending and Real Estate industry
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Direct Lenders with the ability to find you the best rate and program for your needs.